Q: Do you yourself invest in the investments you recommend?

A: Most of the time. But not every investment is suitable for everyone, including me. For instance, I don't need as much income as a retired person. I opt for more growth. I have bought the following investments mentioned in my newsletter: Convertible Holding Capital (NYSE: CNV), Janus Fund, Janus Fund Worldwide, Fidelity Select Utilities, Fidelity Select Precious Metals and Minerals, Capiello-Rushmore Emerging Growth, Mutual Shares, 20th Century Ultra, Scudder's New Asia (NYSE: SAF) and Scudder's New Europe (NYSE: NEF), among others. I have also purchased a variety of junior gold and diamond stocks, for speculative purposes only.